American bank Morgan Stanley has welcomed the possibility of establishing a corporate Bitcoin (BTC) vault. Amy Oldenburg, the agency’s director of digital assets, expressed this openness during her participation in the Bitcoin 2026 conference, held from April 27 to 29, 2026.
Possibility that banks will continue to carry digital currencies on their balance sheets It directly depends on the evolution of the legal environment In the US. “If we continue to look at regulatory developments over the past 16 months, this is not something that can be completely ruled out,” the executive said yesterday, April 29.
However, Oldenburg clarified: For a company of this size, this is not a simple process.. “We are not only reversing the SAB 121 standard, an accounting rule that makes it difficult for banks to store crypto assets, but also relying on the guidelines of the US Federal Reserve (FED) and Basel,” he explained. These norms are international standards that regulate the minimum capital that banks must reserve according to the risk of their assets.
In the case of Morgan Stanley, Being classified as a G-SIB bank, it is important to comply with these regulationsThat is, it is globally systemically important and its operation is essential to global financial stability. “If you’re a big bank, you don’t report to a single agency, you have many supervisory groups,” Oldenburg said, explaining the complexity of coordinating all the regulators.
He commented that the industry is in the “very early stages” of Bitcoin’s role in capital allocation. he emphasized that Portfolio allocation is still very low And Bitcoin’s approach to corporate finance is still in its infancy.
“There is work to be done to ensure that a wide range of companies consider having even 1% exposure on their balance sheets,” Oldenburg added. To achieve this, he believes it is essential that companies first understand how their assets impact their financial statements.
Implementation also requires an understanding of assets. “More research is needed on why Bitcoin is different from many other cryptocurrencies,” he said, noting that negative comments about BTC are due to a lack of education and pedagogy.
A Morgan Stanley executive asserted that Morgan Stanley has a “comprehensive roadmap” for Bitcoin. As reported by CriptoNoticias, after launching its own Spot Bitcoin exchange-traded fund (ETF) on April 8, the bank is also considering allowing people to buy Bitcoin directly from its platform in the future.
