The MoonPay and Oobit platforms, merchants affiliated with Mastercard and Visa, respectively, have launched virtual cards designed to enable artificial intelligence (AI) agents to autonomously make payments using stablecoins exclusively.
The MoonAgents card is a card issued through the regulated Monavate platform. It works with USDC on the Solana network and does not require pre-loading funds. Because, as they explain, Allow smart contract access to wallet balances At the time of purchase.
If the transaction is rejected, the funds will be returned to your wallet immediately. According to a statement from MoonPay, control is never transferred and users can revoke an agent’s access or freeze a card at any time through a command line interface (a text tool that allows you to give instructions to the system directly from your computer).
The MoonPay card, which can also be used by humans, is Available in the UK and Latin Americawith expansion into the United States and European Union planned in the coming months. Identity verification (KYC) is required.
According to a MoonPay statement, anticipated use cases include agents such as: Monitor your home inventory and make purchases automaticallyagents who search for and book flights within a defined budget, and technology operations agents who contract for cloud services without waiting for manual approvals.
Oobit Card: AI and USDT Agent
Oobit’s agent cards are backed by Tether, are primarily aimed at enterprises, and operate on a different model.
A single Oobit USDT treasury funds all cards. However, each agent operates using its own cardl, eliminate shared exposures between agents or teams.
The announcement explains that per-transaction and per-seller spending limits are applied from the server and cannot be overridden.
Both can be issued and configured by human users, but are optimized for agents to perform payments autonomously.
Cards and stablecoins, a growing market
Both launches are part of the stablecoin-linked cards market, which is showing significant growth. As CriptoNoticias reported today, May 1, monthly spending under this modality reached USD 600 million in March 2026. It has grown 500% compared to the end of 2024, with Visa capturing 90% of that growth.
However, that market is primarily built on payments from people, rather than autonomous agents. The MoonPay and Oobit cards target a segment that is not yet present at scale. The sustainability of the model depends on users choosing these tools for their real-world efficiencies, rather than the incentive programs that drive adoption today.
(Tag Translation) Cryptocurrency
