Fresh data on the XRP Rich list has become a hot topic in the community. This reveals exactly how much XRP is needed to climb to the wealthiest rank owner.
It was shared by Crypto analyst Good Morning Crypto and later confirmed by the community-driven platform Rich-List.info, revealing a surprising trend. It’s easier to break into the top 10% of XRP holders than a few weeks ago.
Just: 🇺🇸$ XRP Rich List Update!
•Top 10% = 2,397 $XRP
• Top 5% = 8,370 $ XRP
•Top 1% = 50,026 $XRP
•Top.1%=350,492 $XRPAre you surprised by these rankings? 🤔ðŸ’
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– August 27, 2025
How much XRP do you need for the top 10%?
At the moment, owning a 2,396.7 XRP is enough to fit in the top 10% of your wallet. Today’s price, at around $3 per token, is about $7,190.
For comparison, the threshold was 2,433 XRP earlier this month. This means that even if the number of wallets in this tier rose from about 11,000 to 690,984, the entry requirement actually reduced by 32 XRP.
Related: The “XRP Mining” cloud mining platform generates stable passive income for global investors.
I’ll rise and move
The top 5% of holders need around 8,370 XRP (approximately $25,110) to move the ladder up.
To break into the top 1% of the elite, the holder will need 50,025 XRP (approximately $150,075). The ultra-exclusive top 0.1% requires 350,492 XRP, which is more than $1 million at its current price. Still, the large distribution of XRP retailers makes it easier to access a rich list than coins dominated by a small number of whales.
What does this mean at XRP price?
This shift in this rich list occurs as XRP prices remain strictly locked up. On the daily charts, XRP has consolidated around $3.01 and Bollinger Band toned from $2.81 to $3.30, suggesting an imminent volatility breakout.
Related: XRP surpasses crypto market ahead of October’s SEC ETF decision
The relative strength index (RSI) is located at 49.3, indicating a neutral zone that is neither forced to buy nor sold. Meanwhile, the MACD line is flat near zero level, indicating indecisiveness, but as momentum accumulates it suggests the possibility of strong movement.

Source: TradingView
Accumulation/distribution data continues to show stable inflows, reflecting fundamental investor interests even during integration.
If XRP confirms an upside breakout, the immediate resistance is $3.30, followed by a target of nearly $4. On the downside, support is $2.81, and if you can’t hold it, your token could drag to $2.50.
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