Ripple and GTreasury have announced a new joint report explaining how digital asset infrastructure is beginning to reshape corporate finance operations around the world. This report highlights how faster payments, lower costs, and always-on payment systems are becoming more of a practical tool for businesses than just an experimental technology.
Faster, cheaper global payments
According to the report, digital asset networks enable cross-border payments to be settled within seconds, compared to two to three days using traditional banking systems. This speed reduces delays, increases visibility into payment status, and allows businesses to avoid high fees associated with multiple intermediaries. For treasurers managing tight cash flow cycles, faster payments mean less disruption during international transactions.
24/7 money movement
One of the biggest benefits highlighted is the ability to move value at any time. Unlike banks, which are closed on weekends, holidays, and after business hours, the Digital Asset Rail operates 24 hours a day. Globally operating companies can make urgent payments, respond to market changes, and settle supplier invoices without waiting for banks to reopen.
Actual usage by institutions
Ripple and GTreasury note that these systems are not theoretical. Many financial institutions are already using blockchain-based payment infrastructure in production environments. These deals involve real money and real compliance processes, demonstrating that the technology has matured far beyond the pilot program.
How XRP fits in
The report explains that XRP serves as a settlement asset within these systems as it offers fast processing, deep liquidity, and a design focused on institutional stability. This makes it suitable for supporting large volumes of international payments and reducing friction in international payments. This report does not promote XRP, but positions the asset as part of a broader digital payments landscape.
understand technology
The report also analyzes three key components of digital asset infrastructure: Blockchain acts as the underlying ledger that keeps records secure and transparent. Stablecoins act as digital versions of traditional currencies, making it easy to move value quickly while keeping prices stable. Smart contracts automate payment terms and help reduce manual effort throughout financial processes.
What it means for businesses
For companies that frequently process cross-border payments, face slow settlement times, or manage liquidity across multiple time zones, digital asset infrastructure can provide meaningful improvements. The report shows that adoption will continue to grow as more organizations seek faster, cheaper and more reliable ways to move funds around the world.
