Black Swan Capitalist founder Versan Aljarrah maintains that XRP is not a speculative asset that can be traded. Rather, Versan sees XRP as a fundamental element of the future financial system.
Why you shouldn’t sell XRP
In a recent X post, Versan reiterated that investors should not sell their XRP stash. According to the founder of Black Swan Capitalist, XRP is digital collateral for the future of the entire financial system.
Given Ripple’s focus on facilitating fast and low-cost international transactions, the founders likely see XRP as essential to decentralized finance. It also suggests that XRP could serve as a trusted asset in the new system, replacing or supplementing traditional fiat-based collateral.
As we have said for years, XRP is not for sale. This is digital collateral that shows where this whole financial system is going.
The strategy is to profit from other digital assets and rotate them into gold, silver, and tangible assets while the debt-based system continues to operate.
— Black Swan Capitalist (@VersanAljarrah) October 20, 2025
For now, Barsan urged XRP investors to profit from other cryptocurrencies. He also advised existing cryptocurrencies to invest in precious metals such as gold and silver, or physical assets such as real estate, at some point.
Several commenters agreed with Versan that XRP should not be used for everyday purchases. These enthusiasts see XRP as part of the transition from centralized financial systems to blockchain-based alternatives.
Shockingly, XRP recently experienced a 36% decline in payment volume amid debate over its real-world utility. Cryptocurrency lawyer Bill Morgan He confirmed that he used XRP for direct payments.
Despite his comments, recent discussions appear to have led holders to refrain from using XRP for payments.
In particular, XRP payments began to decline after September. Payment activity decreased by 70% The number of cases increased in one month from more than 750,000 in early August to 221,000 on September 8th.
XRP price turns bullish
of XRP price Following the historic market crash on October 10th, the stock experienced a major downtrend. The Ripple-backed coin fell to $2.20.
While the broader crypto market is currently in rebound mode, XRP is also showing an improving price outlook.
At the time of writing, XRP is valued at $2.47, up 2.6% in the past 24 hours. During the same period, trading volume increased modestly by 14.3% to $3.54 billion. This spike indicates that investors have resumed activity on the coin. Analysts predict that when combined with positive technicals, XRP could break above $3 in the near term.
Additionally, recent positive developments in the Ripple ecosystem also support an upcoming price breakout.
In a related development, Ripple’s CEO said: Brad Garlinghouse endorses Evernortha new vehicle focused on XRP. Evernorth plans to raise more than $1 billion through a merger with Armada Acquisition Corp. II and list on the Nasdaq.
