Yoshitaka Kitao, CEO of SBI Holdings, shared a thoughtful message that connects ancient history with modern technology as Japan prepares for 2026, the year of the rare “Fire Horse” that only appears once every 60 years. In his speech, Kitao spoke frankly about how this period is seen as both powerful and tough, especially for successful companies.
Warning when things are going well
Kitao explained that even when a company is doing well, dangers can silently accumulate. He warned that the biggest threat during growth is arrogance and overconfidence. According to him, strong leadership requires clear judgment and courage, especially when things seem to be going well.
Long-term vision over short-term noise
Looking beyond 2026, Mr. Kitao emphasized the importance of thinking in terms of decades rather than quarters. He reminded readers that in 2018, SBI had identified AI and blockchain as the technologies that will bring about the biggest changes to society. Since then, the group has consistently invested in these areas and built a complete crypto ecosystem.
Ripple receives special spotlight
Additionally, Ripple Labs received special recognition. Mr. Kitao revealed that SBI invested in Ripple about 10 years ago and acquired about 10% of the company’s stock. Today, as a result of that early decision, blockchain and crypto-related businesses have become the SBI Group’s main source of income. This long-term partnership demonstrates how early beliefs in blockchain technology are now shaping real-world financial systems.
“Furthermore, it was about 10 years ago that we invested in Ripple Labs in the US and acquired a roughly 10% stake. Needless to say, these areas now play a major role in the SBI Group’s revenue stream,” he wrote.
year of truth and clarity
The SBI chief also said that 2026 will be the year when hidden problems will come to the surface. He says problems that have been ignored for years will no longer be ignored. He pointed to recent global and Japanese examples where long-standing suspicions are being exposed. His message was simple: companies must act with integrity, discipline and prudence.

