Vantage Bank and Custodia, a Wyoming-based digital asset bridge and custodian, has launched a program for U.S. banks to offer tokenized deposits. The effort uses Custodia’s blockchain platform and Infinant’s Interlace platform. We provide turnkey solutions to community and regional banks. This solution integrates tokenized deposits and stablecoins directly into traditional online banking.
This project addresses a key industry challenge: interoperability. It introduces a single digital token that can act as both a tokenized deposit and a stablecoin. This allows banks to offer the latest financial products without jeopardizing the stability of deposits. This framework is patent protected and designed to keep core deposits within the banking system.
A real application is already being tested. Initial pilot programs include instant cross-border payments to transportation companies and milestone-based payments in construction.
Vantage Bank and Custodia issued the first tokenized bank deposit in March 2025. Subsequent efforts in a regulated environment led to this launch. Due to its early start, Custodia is treated as a “permitted payment stablecoin issuer” under the GENIUS Act. This gives consortium members a path to compliant adoption.
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