Stripe is Machine Payment Protocol (MPP)an open standard that allows artificial intelligence agents to automatically execute payments over the internet without human intervention.
The announcement comes weeks after the company said AI agents would be responsible for the majority of payments in the near future. In the framework of the transition to so-called “agent commerce”In , autonomous systems not only assist, but also directly execute transactions.
This initiative, in collaboration with Tempo’s official Twitter account, will be launched on March 18, 2026. Financial infrastructure adapted to AI companies From its origins, it has been active on a global scale.
This protocol defines a mechanism by which agents can request access to digital resources, such as APIs and data, and receive payment requests in response. After approving the transaction, the agent obtains the service and integrates the payment directly into the technical interaction between the systems.
According to the company, MPP is powered by the Stripe API, which allows businesses to accept payments programmatically with just a few lines of code. Transactions can be made in both fiat currencies and crypto assets, including stablecoins, and are settled within the company’s traditional infrastructure. On top of that, This protocol uses the x402 standard based on HTTP responses with code 402.enable automatic payments directly from your web request.
Infrastructure and tools for the agent economy
According to Stripe, the goal of MPP is to address the lack of native mechanisms. Autonomous software can pay for digital servicesenabling cases such as micropayments, subscriptions, and automated processes without human intervention.
To achieve this, the company is developing specific tools, such as an agent commerce environment where the system can discover services, negotiate terms, and make payments autonomously. These solutions aim to transform agents into active economic participants within the Internet. A growing trend within the ecosystem, with exchanges like Binance defining operating rules for autonomous systems.
This announcement coincides with recent developments in the space, with companies such as Coinbase exploring programmable payment systems for their applications. In this context, MPP seeks to establish itself as an interoperable standard that facilitates these interactions at scale.
With this, the company aims to transform the way digital services are monetized, enabling not only human users but also autonomous systems to actively participate in the online economy.
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