A senior Ripple ecosystem leader confirmed that major financial institutions such as Mastercard, BlackRock, and Franklin Templeton have shown active interest. $XRP Ledger (XRPL).
This development strengthens XRPL’s position as an infrastructure for financial services. Odelia Toteman, Director of Enterprise Adoption at XRPL Commons, spoke in a recent interview about the growing involvement of organizations in the network and what that means for the network. $XRP holder.
Important points
- Ripple’s director has confirmed that major institutions $XRP ledger.
- $XRP It serves as a core bridge asset that powers cross-asset payments in XRPL.
- Built-in AMM, DEX, and compliance tools make XRPL attractive to enterprises.
- A recent Ripple partnership has expanded its use within organizations. $RLUSD About XRPL.
$XRP As a functional pillar of XRPL
Tolteman explained: $XRP Ledger is a decentralized protocol. $XRP It plays a central role as a bridge currency for transactions and payments on the network. Essentially, $XRP It serves as a key component that drives the activities of the entire ecosystem.
He noted that XRPL supports a growing list of financial services use cases, products, and enterprise-grade services. In this context, $XRP This also means gaining exposure to the infrastructure layer that supports asset-to-asset settlements and transparent payments.
Institutions considering XRPL capabilities
During the discussion, the organizers noted that recent XRPL-focused events have been attended by major companies such as Visa, Mastercard, BlackRock, and Franklin Templeton, and directly asked if they had expressed interest in the ledger.
Torteman answered in the affirmative. She emphasized that: $XRP Since its founding in 2012, Ledger has supported transparent payments across assets. She says XRPL was built specifically for financial institutions.
He highlighted that the protocol includes several native features that are attractive to enterprise users, including:
- Built-in automatic market maker (AMM)
- Native decentralized exchange (DEX) functionality
- trust line
- Continuous product development to support compliance and KYC-related needs
These built-in capabilities reduce friction for institutions seeking blockchain solutions that align with regulatory frameworks, she suggested.
Mastercard, BlackRock, Franklin Templeton $XRP ecosystem
In recent months, Mastercard, BlackRock, and Franklin Templeton have $XRP Strengthen the ecosystem through a major partnership with Ripple.
In September 2025, Ripple partnered with Franklin Templeton and DBS to launch tokenized money market funds and tokenized lending and trading solutions. $RLUSD.
Ripple executive Nigel Kakoo said this development is a breakthrough in institutional tokenization. He said the combination of regulated stablecoins and tokenized funds can improve liquidity and capital efficiency. DBS added that tokenized securities such as money market funds have the potential to increase market liquidity and confidence.
That same month, Ripple and Securitize partnered to allow investors in VanEck’s VBILL fund and BlackRock’s BUIDL fund to directly exchange shares. $RLUSD. This integration introduced always-on smart contract capabilities and created continuous liquidity for tokenized Treasury funds.
Ripple said the move advances its goal of connecting traditional finance and blockchain infrastructure. Provide investors with a compliant and stable exit. $RLUSD While maintaining access to on-chain revenue.
In November 2025, Mastercard launched a pilot in partnership with Gemini and Ripple $RLUSD Stablecoin payment for card payment $XRP ledger. The companies said the initiative is the first for a U.S.-regulated bank to use blockchain for transaction settlement.
The project will integrate a regulated stablecoin into Mastercard’s payments network, allowing banks to complete card transactions on a public blockchain, and Ripple will support faster and more transparent payments through XRPL.
for $XRP For holders, this increased institutional interest supports the idea that: $XRP is not just a tradable asset, but also a bridge currency embedded in a blockchain designed for large-scale financial use.
