A dedicated mortgage brokerage service for crypto investors has launched in Australia, with the aim of helping digital asset holders convert their crypto wealth into real estate ownership.
Bridging mortgage and crypto asset strategies
A new player has entered the mortgage market with the launch of Mortgage on Chain, Australia’s first brokerage service exclusively for crypto investors. The company has established itself as an expert in helping digital asset holders convert their crypto assets into real estate ownership.
Unlike traditional brokers, Mortgage On Chain focuses on clients whose portfolios are built on cryptocurrencies rather than cash or traditional investments. Co-founder Oliver Woodbridge explained that young investors are increasingly turning to digital assets to accelerate their path onto the property ladder. On the other hand, many brokers lack the expertise to interpret crypto assets or advise on tax-efficient strategies for selling assets.
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However, according to local reports, Mortgage On Chain does not directly offer Bitcoin-backed or collateralized loans. Instead, we help customers secure standard Australian home loans, while providing guidance on how crypto-backed lending products fit into broader financial plans. This allows borrowers to maintain their holdings of crypto assets while being advised on the tax implications of accessing liquidity through digital asset loans.
The company is working with Tax on Chain, a Brisbane-based crypto accounting firm founded in 2021. The partnership with co-directors Rafael Franco and Oliver Woodbridge will reportedly create a streamlined service that integrates mortgage planning with tax compliance and strategies for crypto investors.
Australia’s crypto lending sector is expanding, with providers such as Block Earner offering Bitcoin-backed lending products. According to the report, Mortgage On Chain differentiates itself by avoiding custody of customer assets and instead focusing on advisory services, compliance, and customized mortgage solutions.
Frequently asked questions ❓
- What is Mortgage on Chain? Australia’s first mortgage broker exclusively for crypto investors.
- How does it help crypto holders? It guides clients in securing a standard home loan while considering crypto assets and tax events.
- Do you offer loans backed by Bitcoin? No, we do advise on those, but we focus on traditional mortgages and compliance.
- Who supports the service? It has partnered with Brisbane-based Tax On Chain to combine mortgage planning with crypto tax strategies.
