Prominent community commentator claims XRP is evolving into Ripple’s “strategic war chest” with the introduction of non-profit organizations RLUSD has tangible impacts.
With today’s announcement, Ripple highlighted its expanding role in global payments amid a new wave of nonprofit adoption of the RLUSD stablecoin.
At the same time, prominent community voice Crypto Eli said the company is now charting a long-term path that could turn XRP into a “strategic war chest.”
Water.org recently began routing all Latin American transactions through Ripple Payments following successful pilots in Mexico, Brazil, and Peru.
Meanwhile, Mercy Corps Ventures has begun testing RLUSD for parametric insurance and anticipatory cash transfers in Kenya, and GiveDirectly is preparing a similar pilot.
RLUSD has surpassed $900 million in market capitalization in less than a year since its launch, and Ripple is positioning its stablecoin as a core part of modern humanitarian and financial infrastructure.
Ripple executives emphasize momentum
In particular, Ripple’s leadership emphasized the model’s rapid expansion. Jack McDonald, former CEO of Standard Custody and current senior vice president of stablecoins at Ripple, noted that $50 million worth of RLUSD has already been deployed in social impact projects across both the XRP ledger and Ethereum.
He added that more partnerships will emerge as use cases for stablecoins continue to emerge.
Impactful use cases continue to demonstrate what stablecoins can actually do. This year, Ripple has deployed over $50 million in $RLUSD for social good across XRP and ETH – and we continue to explore collaborations that leverage the power of XRP 👀 We’re excited to continue building new partnerships… https://t.co/IagQRwC3pE
— Jack McDonald (@_JackMcDonald_) October 30, 2025
Meanwhile, Ripple President Monica Long called the change “real implementation and real impact,” noting that she will detail how blockchain-based payments are becoming the infrastructure supporting global aid at next week’s Swell event.
XRP is becoming a strategic engine for Ripple
Now, Cryptoeri has reacted to the latest developments, claiming that Ripple’s long-term strategy is becoming clear.
The company is building deep foundations across global finance through acquisitions, partnerships, and stablecoin expansion. For her part, Ripple is gearing up to leverage XRP in increasingly strategic ways.
Essentially, her view is that XRP escrow could eventually evolve into the “ultimate strategic war chest,” allowing Ripple to deploy capital, liquidity, and payment power across an integrated ecosystem.
Ripple “continues to explore…” They are carving a deep strategic path into global finance and will no doubt unleash the power of $XRP and revolutionize escrow into the ultimate strategic war chest. https://t.co/t6ExUIiRoL
— 🌸Cryptoeri ~ Carpe Diem (@sentosumosaba) October 31, 2025
Notably, Ripple holds 35 billion XRP in escrow and 5 billion XRP in available currency, collectively worth over $100 billion.
The comments follow Ripple’s accelerating acquisitions, including Hidden Road (Ripple Prime), Standard Custody, Metaco, and GTTreasury, signaling a move toward an institutional financial platform.
Ultimately, a combination of nonprofit adoption, expansion of stablecoin use cases, and institutional collaboration is fueling a new narrative within the XRP community.
Ripple is building a multi-layer financial infrastructure where RLUSD provides stable liquidity and XRP acts as a fast, neutral bridge to move value around the world.
As Swell approaches, conversations are heating up about how these elements will work together and what that means for the future of XRP.
