Funding for crypto payment companies skyrocketed in 2025. Companies in the payments sector raised a total of $6.2 billion during the year, according to industry data. This represents a jump of approximately 1,048% compared to the $540 million raised in 2024. This data was compiled by analysts specializing in payments using publicly available funding rounds. This sharp rise highlights renewed institutional interest in blockchain-based payment infrastructure. Especially stablecoins and cross-border payment systems.
Circle, Ripple, Figure Anchor Mega Round
Several large deals accounted for a significant portion of the total funding. Circle led the list by raising $1.1 billion through the IPO process. The company remains a major player in stablecoin payments, with USDC widely used across exchanges and payment platforms.
The payments company raised $6.2 billion in 2025.
This is an increase of approximately 1048% compared to 2024, when the company raised just $540 million.
Some of the leaders include @circle (IPO) – $1.1 billion, @Figure – $1 billion, @tempo – $500 million, @Ripple (XRP) – $500 million, and @RapydGlobal – $500 million.
New funding for payment company… pic.twitter.com/gBBhzVee3J
— Alex (@obchakevich_) December 22, 2025
This was followed by $1 billion in funding. The company focuses on blockchain-based lending and financial infrastructure. Meanwhile, Ripple has secured $500 million related to XRP-related businesses. The funds will support Ripple’s expansion of cross-border payment and settlement services. Other companies that have raised significant funding include Tempo, which raised $500 million, and Rapyd, which also secured $500 million. Each of these companies targets payment rails, merchant services, or stablecoin-driven payments.
Medium-sized rounds show broad sector momentum
In addition to major deals, several companies raised between $100 million and $350 million. AlloyX led the group with $350 million. Rail and Mercury Fintech each raised $200 million. MoonPay also secured $200 million. This strengthens its role as the main entry point for cryptocurrency payments. HelioPay followed with $175 million, while RedotPay raised $147 million overall in its funding round. Other notable raises included $136 million for Fnality and $104 million for Zerohash. Small but important rounds went to Rain, Mesh, Felix Pago, Raise, and Blackbird. In total, dozens of companies contributed to the funding surge. Approximately $650 million is classified as a small or private round.
Stablecoins increase investor interest
A common theme across many funding rounds was the adoption of stablecoins. Several companies have focused on building stablecoin-native payment systems. Not a speculative trading tool. This reflects a shift in investor priorities. Capital is increasingly flowing into the infrastructure that supports real-world payments. Compliance and payments, not short-term market cycles. Traditional financial institutions are also showing interest. The project, in collaboration with banks and payment giants, is exploring stablecoin rails for global commerce. This adds even more credibility to the field.
Payments emerge as a core use case for cryptocurrencies
Funding data for 2025 suggests that cryptocurrency payments have become a central narrative in the digital asset space. Unlike previous cycles that were dominated by exchanges and DeFi, this wave is focused on utility and transaction efficiency. Although market conditions remain volatile. Capital allocation shows confidence in adopting long-term payments. If this momentum continues, payments-focused companies could shape the next phase of blockchain integration into mainstream finance.
