Ant Digital Technologies, the blockchain arm of Chinese conglomerate Ant Group, has unveiled Anvita, a new platform that aims to make AI agents, rather than humans, the primary participants in cryptocurrency transactions.
Announced at the company’s Real Up summit in Cannes, Anvita is a bet on what Ant calls the “agent-to-agent economy,” where autonomous software programs can hold assets, trade, and make payments with little or no human involvement.
Anvita initially consisted of two main products. The first, Anvita TaaS (Tokenization-as-a-Service), focuses on tokenizing real-world assets for institutions, such as custodial and financial tools. The second, Anvita Flow, is a platform for AI agents to register, find each other, coordinate tasks, and settle payments in real-time.
“Pure RWA is just a ‘static infrastructure’ for digital assets,” said Zhuoqun Bian, president of blockchain business at Ant Digital Technologies. “The real transformation lies in the transition to an on-chain agent economy, where autonomous agents not only analyze data but also hold assets, execute trades, and optimize portfolios.”
Anvita Flow integrates the x402 protocol developed by Coinbase and Cloudflare to enable direct stablecoin payments over HTTP. Agents interacting on the platform can instantly complete sub-cent transactions using: $USDCeliminating the need for traditional billing systems, subscriptions, or human approval.
The system also includes an agent store with modules for data collection, financial analysis, and gaming. Developers can list their own agents, and the platform supports major frameworks such as OpenClaw and Claude Code with flexible hosting options.
In fact, the possibilities extend beyond tokenized assets to a more vibrant on-chain economy. Agents can allocate resources, execute transactions, process services, and automatically settle microtransactions during interactions on behalf of users.
Ant Digital joins a growing field of companies building infrastructure for AI-driven commerce. Visa and Coinbase have released competing protocols for agent-based payments, with Visa’s Trusted Agent Protocol targeting card rail checkouts and Coinbase’s x402 targeting stablecoin micropayments.
In September, Google announced Agent Payments Protocol (AP2) with support from more than 60 organizations. Mastercard acquired stablecoin company BVNK for $1.8 billion in the largest stablecoin infrastructure deal in history, signaling that traditional payment networks also see blockchain payments as part of their future.
The Solana Foundation reports that the network has already processed more than 15 million on-chain agent transactions, and Coinbase CEO Brian Armstrong said he expects agents to surpass humans in transaction volume.
McKinsey predicts that AI agents could broker $3 trillion to $5 trillion of global consumer commerce by 2030.
However, usage remains lackluster. The daily trading volume of the x402 protocol is currently around $28,000, much of it due to testing, with Artemis analysts flagging about half of the observed transactions as human activity.
Ant Digital’s blockchain already supports tokenized assets for a variety of financial institutions, and currently $USDC Integration with Circle and application for stablecoin licenses in Hong Kong, Singapore, and Luxembourg.
