Although Ripple continues to add partnerships and expand its business, $XRP itself has not yet seen the same level of progress.
Arthur, CIO of Royal Peak Capital, highlighted this observation in a tweet, expressing his frustration with the current situation. $XRP ecosystem.
He pointed to Ripple’s growing global presence, including new banking partnerships and expanded financial transactions in South Korea. In his words, the company is “killing it on the corporate side.”
Important points
- Ripple expands global transactions, but $XRP Deployment and on-chain utilities still lag behind enterprise growth.
- Investor Arthur highlights the gap between Ripple and its partnerships with banks. $XRPActual usage of.
- $XRP Despite continued expansion, Ripple has fallen more than 60% since mid-2025 and is currently trading around $1.38.
- The debate continues as industry leaders note the rise in XRPL activity, while critics raise questions. $XRPCapturing the direct value of .
Where is it? $XRP In all this?
Arthur highlighted a concern shared by many holders: the perceived disconnect between Ripple’s progress and holders. $XRPDirect recruitment.
According to Arthur, while Ripple continues to gain traction, actual utility, transaction volume, and tangible growth in integration specifically related to Ripple are still limited. $XRP and $XRP ledger.
However, he remains confident in his long-term vision. Still, he noted that investors are increasingly looking for tangible signs that the token itself is progressing along with the company behind it.
It should be noted that $XRP Holders have been tracking this coin’s discouraging price performance since mid-2025. During this period, it lost more than 60% of its value. Currently trading at $1.38, there are very limited signs of improvement.
However, on the other hand $XRPAlthough the price has been lagging, Ripple continues to close large deals.
Shifting focus to the XRPL Las Vegas event
Meanwhile, all eyes are on the upcoming XRPLasVegas 2026. $XRP Owners have high expectations $XRP– Featured announcement from Ripple.
Arthur expressed hope that this event could be a turning point and potentially lead to updates that directly impact the game. $XRP Not only Ripple’s enterprise products are considered, but also their usage.
long-standing debate $XRP price factor
The conversation also drew a response from cryptocurrency lawyer Bill Morgan, who argued that this “gap” is nothing new.
he explained: $XRP‘s price has historically shown little direct correlation with Ripple’s announcements. Morgan referenced the now-concluded SEC v. Ripple case and the regulator’s attempt to prove that Ripple’s announcement was the motive. $XRPThe price increase ultimately had no effect on the court’s decision.
This result is consistent with the widely accepted view that: $XRP It tends to follow Bitcoin’s movements rather than directly reacting to Ripple-specific developments.
There has always been a gap between $XRP Without the price movement and Ripple’s announcement, Ripple probably would have lost the SEC v. Ripple case outright. Recall that one of the SEC’s experts tried to prove that the ripple caused by the announcement was caused. $XRP Prices are set to rise, but the evidence went nowhere… https://t.co/RNapUrNSQq
— Bill Morgan (@Belisarius2020) April 27, 2026
Cardano founder’s view
Meanwhile, the ongoing debate highlights issues that critics have been raising for some time. Last week, Cardano founder Charles Hoskinson claimed that the value generated in the Ripple ecosystem primarily flows to the company rather than token holders.
he claims $XRP It lacks built-in mechanisms such as staking and revenue rights that create direct buying pressure and rewards for long-term holders.
According to him, $XRP Holders have no legal claims over Ripple’s business, assets, or profits. Comparing this model to Tether, Hoskinson argued that value primarily accrues to the issuer rather than the token holder.
Ripple Exec clarifies the “gap”
Meanwhile, Ripple senior vice president Markus Infanger recently stated that there is no real disconnect between the two. $XRPprice and its underlying demand. Its usefulness, he argues, is steadily expanding.
he pointed out that $XRP is increasingly used in payments, collateral transfers, and tokenized real-world assets. $XRP Ledger’s tokenization volume grew from $100-200 million to over $2 billion.
Children also pointed out $XRP He said that ETFs increase liquidity and efficiency, and that speculation and utility are not contradictory, but rather evolve together. Regarding stablecoins like RLUSD, he said they are complementary. $XRPexpanding liquidity and use cases across the ecosystem.
He added that Ripple’s growth in regions like Japan is part of a movement towards regulated, utility-driven cryptocurrency adoption. For Infanger, the perceived “gap” is part of a market transition.
Alternate view
Given the continued division, some commentators have suggested that: $XRP Holders may be better off investing in Ripple directly. In response to this view, Arthur expressed the hope that Ripple could focus more on XRPL in the coming years.
I hope they get more involved $XRP And XRPL integration is planned for the next few years. There is no doubt that Ripple will become a huge company, but it does not affect Ripple at the moment. $XRP Adoption
— Arthur (@XrpArthur) April 27, 2026

