Visa, one of the world’s largest payment networks, has started settling stablecoin transactions on Ethereum. This integration will quietly launch in December 2025 and will use USDC. This move marks a major step in bringing traditional finance to blockchain networks.
Large scale:
Visa currently settles stablecoin transactions on Ethereum.
One of the world’s largest payment networks is quietly upgrading its rails.
Finance is inevitably on-chain. pic.twitter.com/LfKvdqhKj9
— Merlijn The Trader (@MerlijnTrader) February 10, 2026
By moving payments on-chain, Visa enables 24/7 transactions for its institutional customers. This will help you avoid delays that often occur with banks. In fact, Visa’s on-chain analytics show that the system already processes more than $3.5 billion annually.
Ethereum becomes the dominant payment network
By using Ethereum, Visa can reduce payment times from days to minutes. Meanwhile, transactions are recorded on a public blockchain, ensuring transparency. This shows that blockchain is moving from hype to practical application.
Additionally, this upgrade shows that major financial companies are actively adopting blockchain technology. It is no longer just a tool of curiosity or speculation. Rather, it is becoming a real solution for high payments.
Benefits for financial institutions
Institutional customers have many benefits. For example, you can make payments at any time without waiting for your bank’s business hours. Costs are lower because there are fewer intermediaries. As a result, payments are faster and safer.
Experts also point out that blockchain transparency improves auditing and reduces payment risks. Additionally, this could encourage more institutions to use stablecoins for cross-border transfers.
Community reaction and industry impact
The cryptocurrency community has responded well. Many see this as an important step in blockchain implementation. They stress that the Visa move is pragmatic, not speculative.
At the same time, experts warn that other networks may also need to adapt quickly. Visa’s integration could set the standard for using Ethereum and similar blockchains as core payment rails.
The future of blockchain shown by Ethereum
Overall, Visa’s move shows that blockchain is becoming part of mainstream finance. This shows that crypto technology can support real-world payments at scale.
Meanwhile, other companies may also explore similar solutions. As adoption grows, transactions could become faster, cheaper, and more transparent. As a result, blockchain has the potential to become a standard tool in global finance.
