Ripple Labs today, January 28, launched Ripple Treasury, an enterprise treasury solution aimed at integrating traditional treasury management with digital asset infrastructure.
The company, which specializes in developing payment solutions for institutional customers, explained that Ripple Treasury is based on the GTreasury core. As a financial management system. It integrates functionality such as liquidity management, reconciliation, cash forecasting, risk management, and payment processing.
GTreasury is a company specializing in corporate finance software with over 40 years of experience. Its systems are used by large corporations to manage cash flow, payments, and financial risk on a global scale. As reported by CriptoNoticias, Ripple Labs acquired the company in October 2025 for $1 billion.
According to figures claimed by the platform, it provides complete visibility of cash and connects with around 13,000 banks. It processes approximately $12.5 billion annually. According to information released by Ripple, Ripple incorporates cross-border payments, institutional custody, and a unified view to manage fiat and digital assets available 24/7.
Ripple has also shown that it has predictive analytics tools based on artificial intelligence. These are used for cash forecasting, risk management, and operational analysis.
Note that Ripple defines its “rails” as the operational infrastructure that enables the execution of international money transfers with real-time and continuous payments. This circumvents some of the limitations of traditional banking hours.
On this basis, the Ripple Treasury proposal aims to reduce common frictions in international funds transfers. This includes addressing the need for pre-financed accounts, costs related to exchange rates, and fixed working capital.
Ripple Treasury is not just for cryptocurrencies
Importantly, this new platform is not intended as a tool exclusively for companies that already conduct business using Bitcoin (BTC) or cryptocurrencies. is presented as a solution General purpose treasury for traditional financial instruments. However, with that ability, Incorporate digital assets In the normal course of liquidity management and payments.
In that sense, the platform could make it easier for corporate treasury departments to connect to continuous payment rails. to From there, You can gradually expand your interactions with your digital assets.
This approach becomes important as more companies evaluate digital assets as an alternative to diversify parts of their finances and optimize liquidity management. In particular, it expands the possibility of continuous operation in international payments.
Regarding the possible impact on Ripple Institute’s virtual currency, XRP, there are potential impact pathways. Ripple Treasury uses the XRP Ledger as its payment infrastructure. XRP is an asset used for: It is used to pay network fees and can act as a bridging asset for certain international remittances.
If this solution were adopted by a large corporate finance department, increased transaction volumes on these rails could lead to increased activity in the general ledger. Indirectly, it increases the operational demand for XRP.
However, using the platform does not necessarily mean keeping your XRP in balance. The impact on the price of cryptocurrencies will thus depend on the actual level of use of these rails by companies.
(Tag Translation) Cryptocurrency
