XRP prices could be on a massive boost if millennials and Gen Z investors remain on balances until 2050.
Data surrounding the crypto market in 2025 shows that millennials and Gen Z are making significant contributions to the investor base. Specifically, according to the Gemini exchange ReportAround 50% of generations own or own digital assets worldwide, is an employment level that surpasses older groups.
Millennials and Z-Driving Cryptography
Meanwhile, in the US, millennials account for 57% of all crypto holders, while Gen Z accounts for around 13%. On a global scale, millennials represent 40User % and Generation Z About 28%.
XRP, on the other hand, sits at the heart of this generation’s trends. According to data from the Coinlaw report, users ages 25-34, mostly older millennials, account for more than 40% of new XRP wallets created over the last year.
For XRP Millennials and Gen Z simply held
To assess what this retention means, I asked Google Gemini, where XRP could trade in 2050, in the case of Millennials and Generation Z. simply I had their token. Gemini Presentation strong situation Where XRP can climb from $100 to $5,000 how much Recruitment and utilities that the network achieves.

If XRP Price Millennials and Gen Z hold until 2050 | Google Gemini
According to Gemini, some major drivers can support such growth. For XRP to reach these levels, the XRP ledger must achieve large adoption by payments, CBDCs and banks, businesses and even central banks. Tokenized assets.
In addition,The built-in burn mechanism of the network can tighten supply and boost values over time by permanently removing a small amount of XRP per transaction. Gemini too Called Note How important is it A clear and supportive regulatory environment teeth.
The chatbot noted that if XRP had only won 5% of the $100 trillion global financial system by 2050, it could have a market capitalization of $5 trillion. With today’s supply, XRP is nearly $90 per token.